Personal / Domestic Insurance

House and/or Contents Insurance:

The types of home insurance products on the market can be categorised as follows:

Prestige - Covering full accidental damage
Accidental Damage - Includes accidental damage and may be extended to cover general property when taken overseas
Standard Defined Events - Defined events such as Fire, Storm etc. excluding accidental damage
"No Frills" - Basic cover excluding items such as fusion & glass.

As a member of the Steadfast Group we are able to sell Steadfast policies that include additional benefits and extended policy limits when compared to the usual insurance companies policy wording.

Landlords Insurance:

Cover available to landlords that insures the building itself as well as covering any malicious damage to the investment property caused by tenants, including tenant default.

Motor Vehicle:

This can take several forms:

Comprehensive, ie covers damage to your own vehicle and third party property damage
Third Party Property Damage plus Fire and Theft
Third Party Property Damage only

The sum insured can be either agreed value or market value.

Boat Insurance:

This can cover any damage to the boat, motor and trailer, as well as including third party liability cover, an extension to the policy can also include water skiing liability cover.