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Claims Service

In the event of any loss or damage, our experienced staff will assist you with lodgement, negotiation and settlement of claims on your behalf.

The following process should be adopted if an accident or loss occur:
  • Advise police if it is a crime (obtain a copy of report & event number)
  • Do not make any statements or admit liability
  • Advise Bass Insurance Brokers
  • Complete incident report/claim form
  • Make sure area is safe and no further claims can occur
  • Await instructions
How To Get Quick Action On Your Claim
1.Complete the supplied claim form and return to our office. If an assessor is appointed, supply the form to the assessor.
2.Attach all original quotations obtained for replacement of, or repair to, the damaged or missing property. Photocopies are not always accepted.
3.Attach original valuations and receipt of purchases whenever possible.
4.Advise the Police immediately in the event of loss by burglary, housebreaking, theft, suspected malicious damage. Also make sure the premises are secure to avoid further incidents. Note: Police reports can be very slow, so if you can obtain one at the time the report is taken, valuable time will be saved. If a copy of the report cant be obtained, take note of the report number.
5.Attach any letter of demand and any other correspondence that you may receive from a Third Party.
6.Do not make any admission of liability for loss or damage caused by you to the Third Parties.

What Bass Insurance Brokers Pty Ltd will do - if the paperwork is correct and complete:-
  • Submit the claim form to the Insurer.
  • We will follow up the claim when necessary until settlement is reached, however, please feel free to contact us at any time.
  • We will also assist you in the event of any negotiations with the insurer.
What an assessor will do:-
  • An assessor is an independent person who is appointed by the Insurer for their impartiality and expertise in helping you finalise a larger or more difficult claim.
  • They will interview and obtain details of a loss, they will also arrange for quotes and prepare the necessary paperwork.
  • The assessor is your contact point.
  • The assessor will write a report to the Insurer recommending a course of action.
  • This can take time depending on their work load, speed of receiving the Police Reports the complexity of your claim.
  • The Insurer will not act until these reports are received and although not bound by the assessor’s recommendations, the Insurers usually accept these reports.
  • If you are unhappy or confused with any aspect of the claim, advise the assessor. If he is unable to correct the problem then contact Bass Insurance Brokers immediately. If you are unhappy with the Assessors’ responses, contact us immediately.
 Important
1.DO NOT make any public statements or admit fault of any kind
2.Report ALL incidents as soon as possible and obtain statements from witness’s and staff concerned as soon as practicable after the event, especially if someone is injured.
3.Give ALL possible information; have an incident report form completed if no claim forms are available.
4.Report ANY incident which could lead to a claim by staff, customers or third parties.

Insurance Brokers Disputes Limited
Bass Insurance Brokers is a subscriber to the Insurance Brokers Disputes Ltd. Insurance Brokers Disputes Limited (IBD) is a free consumer service designed to handle complaints and help resolve problems between insurance brokers and their clients.
Anyone who has a problem with their insurance broker concerning a general or life insurance policy can contact IBD.

If you have any query about whether your complaint can be handled by IBD,
call 1300 780 808 or email info@ibdltd.com.au